Maximum Social Security is not just a nicety, it’s imperative. With the high costs of benefit, you really need a Social Security Report. You, along with a large majority of other individuals approaching Social Security retirement age may not even be aware of the options available to you designed to provide you more money.
The Maximum Social Security Report
At Maximum Social Security, our sole objective is to provide you with a report that will detail a Social Security strategy designed for the specific purpose of generating the Maximum Social Security Income Benefit over your lifetime.
There are a number of factors that go into generating such a report.
- What age should you begin drawing your Maximum Social Security?
- Are you married, single, widowed, divorced?
- What is your anticipated Maximum Social Security retirement benefit?
- Do you anticipate a long life expectancy for you or your spouse?
- Is there a particular strategy that you may be eligible for such as “Some Now, More Later” ?
We have helped numerous individuals and couples discover additional income that they had no idea was even available. We have provided them the confidence and assurance that they are not leaving extra money on the proverbial Social Security table. We have given them a solid step by step plan that details exactly what to do and when to do it in order to get the absolute maximum income benefit from Social Security.
In the end, our customers typically pay for our services many many times over with the additional income that they will receive from Social Security. We charge way too little for the value that we provide to retirees, but our price is a win win for both of us.
What is included in the Maximum Social Security Report?
Here are some of the things that are included in a Maximum Social Security Report:
- A sixteen page report detailing your Social Security strategy.
- A step by step instruction sheet detailing when you and if appropriate your spouses optimum time is to file for benefits. The report gives a specific age, month and year to file.
- Rational behind why the report is giving a specific strategy.
- A year by year spreadsheet of your anticipated Social Security Retirement Income
- A comparative analysis of Beginning Early, Starting at the recommended age and waiting until Full retirement age.
Suffice it to say that our Maximum Social Security Report has the potential to make you thousands, possibly tens of thousands, or even a hundred thousand dollars or more. Wouldn’t it be worth it to at least find out what your optimum strategy is and how much money it could generate for you and your spouse?
Knowing what I know about the Maximum Social Security Report, I think a person would be absolutely crazy to not have a report done for them. They would at least have the peace of mind knowing their optimum strategy regardless of whether they chose to implement the strategy or not.
To order your own Maximum Social Security Report from us, you will first need to get your most recent Social Security Statement. There is important information on your statement that goes into your calculation in order to determine your Maximum Social Security. You can get your statement at Maximum Social Security.
For a customized Maximum Social Security Report, CLICK HERE.
Maximum social security benefit for married couple.
If you are wondering what the Maximum Social Security benefit is for a married couple, than all you need to do is to check Maximum Social Security Benefit for Married Couple at the official Social Security website.
How do you calculate the maximum social security benefit for married couple?
When you go the SSA.GOV website, you will find that all you need to do to calculate the maximum social security benefit for married couple is to take the maximum retirement benefit an multiply it by two. (At least at this point, a couple is still only two… legally anyway.) An example of the calculation for 2013 would be as follows:
In order to get the maximum social security benefit for married couple, you would have had Social Security Income greater that $113,700 for the year 2013. Remember that the maximum benefit calculation is going to be based on a history of earnings.
So in this case, we are going to assume that a husband and wife both retired at their full benefit age of 65, and they both have been paying the maximum Social Security Payroll Tax which would qualify them for the maximum social security benefit for married couple. (Basic situation.)
2011 and 2012, there were temporary reductions in the Payroll Tax, but the Social Security tax for 2013 reverts back to its normal rates. The tax rate for 2013 is:
- Employee-portion: 6.2% of wage earnings, up to the maximum wage base of $113,700;
- Employer-portion: 6.2% of wage earnings, up to the maximum wage base of $113,700;
- Self-employed persons: 12.4% of net self-employment income, up to $113,700.
So, according to this scenario we could simply multiply the maximum individual benefit by two.
Husband $2533 a month + Wife $2533 a month = Maximum social security benefit for married couple. $5066 a month
But wait… there are other scenarios that could increase the Maximum social security benefit for married couple.
In case you are not aware, a person may actually defer when to begin when they choose to begin taking Social Security. By delaying their start date, the benefit that they will receive will actually increase.
The following chart is from SSA.GOV, and spells out the benefit per $1000 of both beginning your benefit early, or waiting until later to begin your retirement benefits.
So, if the couple both deferred their retirement to age 70, it might look something like this:
At age 60, $2533/1000=2.533 Deffer filing for benefits at age 70 2.533 X 1320 = $3343.00 a month.
And now for the Maximum Social Security Benefit for a Married Couple would be $3343 a month X 2 = $6686.00 a month.
Now that you found the answer you were looking for, let’s talk about how to get to the real answer to the question about the Maximum Social Security Retirement Benefit for a Married Couple.
What is the best strategy to receive the maximum social security benefit for married couple from Social Security over a couples lifetime?
You see, not many couples are the same age, not all couples are necessarily going to retire at the same age, and even if they do retire, they may want to work part time, or consult or something. Not all high income families have two wage earners that have paid enough Payroll Tax over the years to qualify for the maximum social security benefit for married couple.
If you have not noticed, maximum social security benefit for married couple has a lot of variables. One of which disrupts the entire premise, which is what is the life expectancy of the couple? Think about this. If you knew magically that you were both going to die at 63, wouldn’t it be better to begin benefits at 62? However, if you knew you may both live to 95, then waiting is obviously going to be in your best interest.
So, the best answer to your question is to get a Maximum Social Security Report, which will tell you your maximum social security benefit for married couple based on your specific inputs.
Age, current Social Security Statement results, anticipated life expectancy of both the husband and the wife, and whether or not you have other plans of working part time.
The true answer to the question is: What Social Security strategy will be the maximum social security benefit for married couple’s household through all of retirement? The answer is: Get a Social Security Report and learn the real answer to the question What is the maximum social security benefit for married couple?
Maximum social security benefit for married couple.